It has been nearly 18 years since Congress ended the joint consolidation loan (JCL) program; no new JCLs could be issued, and JCLs could not be reconsolidated or separated. Borrowers who were married and combined their individual federal student loans into a single joint Direct Consolidation Loan or joint Federal Consolidation Loan with their spouse Continue Reading The post Implementing the Joint Consolidation Loan Separation Act appeared first on ED.gov Blog.

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