Christina is worried. She’s retired with a paid-off condo in Florida. But rising fees, insurance rates, and a major HOA assessment are killing her cash flow. Is it time to become a renter? Les is surprised by Paula and Joe’s allocation recommendations for international equities. Based on market capitalization, it makes no sense. What’s he missing? Luke and his wife are breaking some personal finance rules in the name of financial independence. Are they right to take this approach or is there a better way? Former financial planner Joe Saul-Sehy and I tackle these three questions in today’s episode. Enjoy!

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