Being a small business owner is hard. Not having insurance makes it harder. It’s not usually required by law, and it's expensive, but a lot of contracts demand it. A company called Thimble lets you buy insurance on-demand —...
Being a small business owner is hard. You work long hours; you put your savings at risk; and you deal with the anxiety of not knowing when your next client is going to come through your door.
And unfortunately for many people, one of the most prohibitive things to getting new clients is general liability insurance. It’s not usually required by law, and the cost of a year-long policy can be expensive — yet, many contracts demand it.
Small business owners like house painters and wedding photographers could be losing opportunities because they don’t have insurance. A company called Thimble wants to open those doors back up to small business owners, by providing them with affordable insurance — but only when they need it.
Thimble is the only small business insurance provider that lets people buy insurance on-demand — whether it’s for an hour, a day, a month, or more — starting right now.
General Liability Insurance, Starting at $5
When small business owners — from landscapers and hair stylists to handymen and photographers — need insurance for individual projects, Thimble is the only place they can purchase it.
Just go to Thimble’s website (or download the app), enter your ZIP code, the type of job and confirm your project is covered. Choose the time period you need coverage and get your quote. The whole thing takes less than a minute.
You can then edit your coverage — if you want — and buy your insurance on the spot. No need to enter an EIN or Social Security number, and it won’t even ask for your email until you purchase your policy.
30,000 small business owners swear by Thimble. It has a 4.7 rating on Trust Pilot and was named the best insurance for small businesses by Money Magazine. Plus, it’s backed by top insurers like Markel Insurance Company and National Specialty Insurance Company, so you know your business is protected.
On-demand, instant policies start at only $5, with monthly policies starting at $17. It’s a small price to pay for what could give you access to more money-making projects and clients. Get started here.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.