Why Do You Need Liability Insurance? Liability insurance is essential for individuals and businesses because it provides financial protection against claims of negligence or wrongful conduct. Griggs Ficklen Insurance provides the same in Commerce, GA, Loganville, Elberton, Greensboro, GA, Monroe,... The post Liability Insurance in Commerce, GA, Loganville, Elberton, Greensboro, GA, Monroe, GA, Watkinsville and Nearby Cities first appeared on Griggs Ficklen Insurance.