The FIRE Guide to America’s Health Care System (2026)

The most common question I get when being interviewed about FIRE is “What about health care?” It’s a big, scary question. Health care costs in America, if not managed properly, can easily run into tens of thousands of dollars per year, and that can really screw over someone’s FIRE plan. So we have to deal with it, but at the same time, the reason why it’s so difficult is that the game keeps changing. Health care is a political football, and the answer to the question “How much do I need to save for health care?” varies wildly depending on […]