I woke up this morning to find 48 credit card transaction messages from NBK. It was a bit confusing at first because my iPhone had grouped up all the messages and given me a summary and I thought at first it was one declined transaction. But, I quickly realized it was more than one transaction and that my card had been compromised. The first thing I did was log into my NBK app and block the card until I could wake up and figure out what was going on.
Based on what I could tell, only 1 transaction might have gone through and it was for a small amount of $4.99, but then it was later credited back to my account. Everything else seems to have gotten declined.
I called NBK up to report my card as being compromised and to issue a new one. The employee checked and turns out NBK had already blocked my card before I did because of suspected fraudulent transaction which is why all the transactions had gotten declined. They’re now going to issue me a new card which I should get before I travel next week. He mentioned it takes 3-4 working days so I should be fine.
Last year my brand new debit card was compromised and two transactions had gone through which were returned back to me a week later. I barely use this credit card that got compromised since I have another prepaid one I use for most of my transactions since that one gets me miles. So I was pretty lucky that NBK blocked my card as soon as they detected anything weird or else I might have been out of a good chunk of money just before my trip.
