2021 Portfolio Review (Part 2)

Passive Income Farmer · 2 months ago · 57 views

Stock Market is a dangerous place. However, placing money in the bank would also erode value as the bank interest is near to nothing. Portfolio Restructuring 2021:A. Foundation Stocks (3, max 10%): 1. SGX 2. ParkwayLife Reit 3. UOB B. Core Stocks (10, max 5%): Decent dividends and healthy safety margin (%) from my break-even cost (including dividends): 1. Keppel DC Reit (102%) 2. OCBC (41%) 3. FCT (31%) 4. Frasers L&C Tr (77%) 5. AIMS APAC Reit (38%) 6. Mapletree Com Tr (43%) 7. Ascendas Reit (23%) 8. Starhill Global Reit (35%) 9. ST Engg (18%) 10. Mapletree Indust Tr (0%) (new addition in 2021, no safety margin built up yet) C. Reserved list for Core Stocks (4, max 5%): Decent dividends with healthy safety margin (%) from my break-even cost (including dividends). Not buying more and holding for further action. 1. CapitaLand I Comm Tr (51%) (Gearing > 40%) 2. Suntec Reit (34%) (Gearing > 40%) 3. Netlink NBN Tr (35%) (Growth opportunity other than from the so "big" Singapore?) 4. Cromwell Reit Euro (16%) D. Turbo-chargers (3, max 3%): Dividends boaster with healthy safety margin (%) from my break-even cost (including dividends): 1. KepPacOak Reit (43%) 2. Keppel InfraTr (43%) 3. Sasseur Reit (29%) E. Bonds and ETFs: Not looking at bonds and ETFs until now.  Will research and probably increase allocation for this type of asset class in the future. F. Deadwoods to trim: To get rid of: 1. SingTel, current 0% gain (My first stock. Terrible, only at breakeven after so many years!) 2. CDL HTrust, current 16% gain 3. Sembcorp Indust, current 15% loss 4. Frasers Property, current 5% lossAlso, I will do quarterly review on the above allocation. Wishing everyone Happy New Year and a Healthy and Prosperous 2022.